Credit Risk Analytics
EXL offers comprehensive Credit Risk Analytics (CRA) services tailored for financial institutions to enhance their credit business. Their services include diagnostics, benchmarking, and detailed assessments to evaluate and improve CRA capabilities. EXL’s approach is divided into three tiers: participant, subscribed, and custom. In the participant tier, institutions receive basic insights and comparisons against industry standards. The subscribed tier offers deeper analytics, regular updates, and access to a broader set of benchmarks. The custom tier provides personalized consulting, bespoke analytics, and detailed action plans. EXL uses advanced data analytics, machine learning, and AI to deliver actionable insights. The services help institutions better understand credit risk, improve decision-making, and optimize portfolios. Additionally, EXL focuses on compliance with regulatory requirements and enhancing overall risk management practices. Through their CRA services, EXL aims to shape the future of the credit business by leveraging cutting-edge technology and industry expertise.